In Georgia, what is the minimum liability insurance requirement for bodily injury or death?

In Georgia, what is the minimum liability insurance requirement for bodily injury or death?

• A. $10,000
• B. $50,000
• C. $25,000
• D. $100,000

Answer: (C)

In Georgia, the minimum liability coverage for bodily injury per person is $25,000. The state uses the 25/50/25 framework: $25,000 for bodily injury per person, $50,000 total for bodily injuries per crash, and $25,000 for property damage. The question asks for the minimum for bodily injury or death, which is $25,000 per person, so that choice matches the required minimum. This coverage helps pay others’ medical expenses if you’re at fault, but it won’t pay for your own injuries—you’d need higher limits or additional coverages for greater protection.

In Georgia, the minimum liability coverage for bodily injury per person is $25,000. The state uses the 25/50/25 framework: $25,000 for bodily injury per person, $50,000 total for bodily injuries per crash, and $25,000 for property damage. The question asks for the minimum for bodily injury or death, which is $25,000 per person, so that choice matches the required minimum. This coverage helps pay others’ medical expenses if you’re at fault, but it won’t pay for your own injuries—you’d need higher limits or additional coverages for greater protection.